Application Help!

Hey guys, a couple questions! Hoping someone can help me out. Filling out an application and i need to know the following.

Where it says are you indebted to anyone both you and your spouse...do i include hospital bills or just credit card type stuff? Should it include both of our credit card bills/hospital bills?

Where it says what are your monthly payments, does that include just me or my wife too?

Any help would be huge!

Verify with the Receuiter. 954-497-4700

Debt= Amount left on mortgage, car financing, hospital bills ETC.

Everything should be included since you operate as a family you. Her debt is your debt.