How about this to lower the 12.8% we pay for our retirement.
Combine the Police & Fire retirements.
The Fire gets a 2% Cola and keep their contribution at its current level or pay maybe 1-2% more.
The Police get a reduction in their 12.8% contribution to a lower level.
No clue if combining the retirements will actually lower our contribution, a actuarial study will have to be done to see what a merger offers.
We both win if it lowers our contribution.